Uninsured Motorist Coverage: Virginia

Wanting to know whether Virginia uninsured motorist insurance is a good idea? Yes uninsured motorist insurance is mandatory in the state of Virginia, and you need to get it, since recent studies performed by the Insurance Research Council show that around 10% of Virginia road users are either not insured or underinsured.

Basically, uninsured motorist protection is part of a car insurance policy which covers the insurance holder from uninsured drivers and hit-and-run motorists. UM/UIM protection is often referred to as Virginia hit-and-run insurance.

If you don’t have this type of coverage, you may have to pay for healthcare bills connected with a collision for which you are not at fault.

If you’d like to add uninsured motorist protection to your existing insurance policy or secure a new policy altogether, we can save you a little money while being protected from the 800,102 motorists in Virginia who don’t have coverage. We can’t stress this enough: it is crucial to compare rates on Virginia uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of Virginia UM/UIM coverage – online!

Virginia Uninsured Motorist Law

Yes, Virginia uninsured motorist coverage is required. If an individual does not possess 25/50/20 worth of protection (in thousands) for bodily injury and damage to property, they is underinsured. In cases like this, uninsured motorist insurance should cover the discrepancy between how much the driver at fault can pay up, and the amount that is owed.

Hit By Uninsured Vehicle in Virginia?

If you were hit by an uninsured driver in Virginia, you may have the right to legal recourse. In virtually every state, it’s unlawful for a car owner to drive without insurance, and might be regarded as a crime. If you want to make an uninsured motorist or hit and run legal claim in Virginia, you need a law firm.