Uninsured Motorist Coverage: Utah

No, uninsured motorist insurance in Utah is not required, but it should be: 9% of Utah road users are uninsured. Generally, uninsured motorist coverage will cover personal injury to the policyholder, a loved one or other people in the care of the policyholder when the injury is attributed to an uninsured, underinsured, or hit-and-run motorist. This type of coverage is many times known as Utah hit and run insurance. You bet, it seems unfair that you may be expected to cover health fees sustained in a car accident with a driver who is not insured, which explains why Utah uninsured motorist insurance is so worthwhile. Luckily, Utah uninsured motorist coverage does not have to cost you lots of money.

Fortunately, we have partnered with an extensive array of Utah car insurance carriers who can offer you uninsured motorist coverage. Enter you zip code to compare rates!

Utah Uninsured Motorist Law

No, Utah uninsured motorist coverage is mandatory. In Utah, if a person fails to have 25/65/15 worth of coverage (in thousands of dollars) for personal injuries and damage to property, then they is defined as underinsured. In this instance, UM/UIM insurance ought to pay the difference between what the driver responsible can cover, and the amount that is due.

Accident With an Uninsured Vehicle in Utah?

People who have been in an accident with an uninsured motorist might have the legal right to seek reimbursement for injuries. It certainly seems unjust to be denied reparations simply because the other driver did not obtain an insurance policy, and the judge may concur. As expected, it’s crucial to have a lawyer evaluate your uninsured motorist case.