Uninsured Motorist Coverage: Tennessee

No, uninsured motorist insurance in Tennessee is not compulsory, but it needs to be, because 21% of Tennessee road users are without insurance. What does uninsured motorist coverage cover? Basically, uninsured motorist protection covers an insured collision with a driver that doesn’t possess liability coverage. Uninsured motorist coverage is oftentimes known as Tennessee hit and run insurance coverage. Without uninsured motorist insurance, you might be forced to cover medical expenses associated with a personal injury for which you were not to blame.

Fortunately, Tennessee uninsured motorist coverage doesn’t need to run you a ton of money. Fortunately, we have partnered with an extensive array of Tennessee auto insurance companies who can offer you uninsured motorist coverage. Enter you zip code to compare rates!

Tennessee Uninsured Motorist Law

Uninsured Motorist Coverage Needed: No. When a driver doesn’t possess 25/50/15 in protection (in thousands of dollars) for personal injuries and property damage, they is underinsured. In this case, uninsured motorist insurance ought to cover the discrepancy between the amount the driver responsible is able to pay off, and how much is due.

Hit By an Uninsured Motorist in Tennessee?

Those who have been hit by an uninsured motorist could have the legal right to payment for injuries. In forty-eight states, it is unlawful for a driver to be without insurance, and may be considered a criminal offense. As you can imagine, it’s imperative to ask a law firm to analyze your uninsured motorist claim.