Uninsured Motorist Coverage: South Dakota

Yes, uninsured motorist insurance in South Dakota is required, and it needs to be. How come? Because 9% of South Dakota motorists are uninsured. In general, uninsured motorist coverage insures you in cases where you are involved in an accident in which the other party is responsible, but uninsured. Uninsured motorist protection is many times called South Dakota hit and run insurance coverage.

Without uninsured motorist coverage, you may be forced to pay for health care costs connected with a collision for which you weren’t at fault.

South Dakota uninsured motorist insurance doesn’t have to run you a lot of money.

We can’t stress this enough: it is crucial to compare rates on South Dakota uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of South Dakota UM/UIM coverage – online!

South Dakota Uninsured Motorist Law

Yes, South Dakota uninsured motorist insurance is compulsory. If an individual doesn’t have 25/50/25 worth of insurance coverage (in thousands) for bodily injury and property damage, she or he is defined as underinsured. In cases like this, UM/UIM coverage should pay the discrepancy between how much the motorist at fault is able to shell out, and how much is due.

Accident With an Uninsured Vehicle in South Dakota?

If you’ve been in an accident with an uninsured motorist in South Dakota, you might have the right to legal action. It certainly seems unfair to be refused compensation mainly because a motorist who caused the accident failed to invest in car insurance, and the courts may agree. If you would like to make an uninsured motorist or hit and run legal claim in South Dakota, you’ll need legal counsel.