Uninsured Motorist Coverage: Oklahoma

Have you been wondering: should I get uninsured motorist insurance in Oklahoma? Most definitely! Uninsured motorist insurance is not compulsory in Oklahoma, but 15% of Oklahoma drivers aren’t insured. Basically, uninsured motorist insurance covers an insured collision with a driver that doesn’t possess liability coverage. Uninsured motorist protection is frequently referred to as Oklahoma hit and run insurance coverage. Regardless that you are not in the wrong, you could be saddled with bills coming from a collision with an uninsured motorist – if you don’t add uninsured motorist insurance to your car insurance policy, of course!

Yes, uninsured motorist insurance would be smart, but just how much will it cost? Not as much as you think!

We can’t stress this enough: it is crucial to compare rates on Oklahoma uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of Oklahoma UM/UIM coverage – online!

Oklahoma Uninsured Motorist Law

As mentioned above, uninsured motorist coverage is not compulsory for motorists in Oklahoma. In order to be fully insured in Oklahoma, a road user will need to have the following coverage amounts, at least:

  • $25,000 for injuries sustained by a person in an accident.
  • $50,000 for injuries sustained by all of the individuals in an accident.
  • $25,000 for property damage due to an accident.

If he or she doesn’t carry this amount of coverage, at least, a motorist will be considered underinsured. In this case, UM/UIM insurance ought to cover the difference between the amount the driver responsible can pay, and how much is supposed to be paid.

Injured By Uninsured Vehicle in Oklahoma?

If you have been in an accident with an uninsured vehicle in Oklahoma, you may have legal action. In forty-eight states, it’s regarded as against the law for a road user to be without insurance, and may be treated as a crime. Don’t forget, it’s essential to get legal advice to review your uninsured motorist or hit and run case.