Uninsured Motorist Coverage: Ohio

Wondering whether you need to get Ohio uninsured motorist coverage? Even though uninsured motorist coverage is not mandatory for the residents of Ohio, you need to get it. That is because recent reports carried out by the Insurance Research Council show that at least 15% of Ohio adults are uninsured or underinsured. In general, uninsured motorist coverage is a part of an auto insurance policy which covers the insurance policy holder from uninsured motorists and hit-and-run motorists. Uninsured motorist coverage is many times known as Ohio hit and run insurance.

Though you are not in the wrong, you could get stuck with bills arising from a car accident with an uninsured motorist – until you add uninsured motorist coverage to your automobile insurance policy, that is! Luckily, Ohio uninsured motorist insurance doesn’t need to cost you a small fortune. We can’t stress this enough: it is crucial to compare rates on Ohio uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of Ohio UM/UIM coverage – online!

Ohio Uninsured Motorist Law

No, Ohio uninsured motorist coverage is compulsory. If a person doesn’t possess 12.5/25/7.5 in protection (in thousands) for bodily injuries and damage to property, he / she is not fully insured. In such cases, uninsured motorist protection ought to cover the disparity between what the motorist at fault is able to shell out, and what should be paid.

Hit By an Uninsured Vehicle in Ohio?

Were you injured by an uninsured motorist? In forty-eight states, it’s negligent for a motorist to be without insurance, and may even be considered a criminal offense. As you can imagine, it’s important to get a law firm to analyze your uninsured motorist case.