Uninsured Motorist Coverage: Nebraska

No, uninsured motorist coverage in Nebraska is not mandatory, but it needs to be, because 8% of Nebraska road users are uninsured. What does uninsured motorist insurance protect against? In general, uninsured motorist coverage protects the insurance policy holder and family when they’re injured by a hit-and-run or non-insured driver, when the other driver is responsible. UM/UIM coverage is oftentimes termed Nebraska hit and run insurance.

Without a doubt, it certainly seems unfair that you might be expected to pay off hospital fees sustained after a collision with a motorist that was without insurance, which explains why Nebraska uninsured motorist coverage is really essential.

So you’re thinking that sure, uninsured motorist coverage would be a great idea, but how much money will it run you? Less than you might think! It is crucial to compare rates on Nebraska uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of Nebraska UM/UIM coverage – online!

Nebraska Uninsured Motorist Law

As mentioned previously, uninsured motorist insurance coverage is not mandatory if you live in Nebraska. In order to be properly covered in the state of Nebraska, an individual needs to have the following liability limits, at least:

  1. For a single person injured in an accident: $25,000
  2. For all of the individuals injured in an accident: $50,000
  3. For damage to property in an accident: $25,000

Without this much coverage, a driver will be underinsured. In such cases, uninsured motorist insurance ought to pay the disparity between what the driver to blame can pay up, and how much is owed.

Injured By an Uninsured Driver in Nebraska?

Been hit by a motorist who wasn’t insured? It certainly seems unfair to be denied reparations mainly because a motorist who caused the accident did not buy an insurance policy, and the judge may agree. If you wish to make an uninsured driver or hit and run claim in Nebraska, you need an attorney.