Uninsured Motorist Coverage: Montana

For drivers in Montana, uninsured motorist coverage is not compulsory. However, research by the Insurance Research Council (IRC) found that 12% of motorists in Montana are driving without insurance. That’s 118,730 road users! What does uninsured motorist coverage protect against? Generally, uninsured motorist insurance coverage covers bodily injuries to the policyholder when the injury is attributed to an uninsured, underinsured, or hit-and-run motorist. Uninsured motorist protection is often termed Montana hit and run insurance. It may seem unfair that you may be forced to cover medical expenses incurred after a car accident with a motorist who is without insurance, and that’s why Montana uninsured motorist coverage is so essential. If you haven’t got this type of insurance, we can help.

Fortunately, we have partnered with an extensive array of Montana auto insurance companies that can offer you uninsured motorist coverage. Enter you zip code to compare rates!

Montana Uninsured Motorist Law

In Montana, UM/UIM insurance coverage is not required by law. If an individual fails to carry 25/50/10 in coverage (in thousands) for personal injuries and property damage, he or she is underinsured. In such cases, uninsured motorist protection ought to cover the disparity between the amount the driver at fault is able to cover, and how much is supposed to be paid.

Injured By an Uninsured Vehicle in Montana?

Were you injured by an uninsured motorist? It certainly seems unfair to be denied payment just because the other motorist neglected to invest in insurance, and the courts may agree. In order for you to make an uninsured motorist or hit and run legal claim in Montana, you’ll want a lawyer.