Uninsured Motorist Coverage: Minnesota

Trying to figure out if you need to get Minnesota uninsured motorist coverage? Yes uninsured motorist insurance is required by law in Minnesota, and you should get it. That’s because recent surveys indicate that nearly 10% of Minnesota adults are not insured or underinsured.

In most cases, uninsured motorist protection insures losses from an accident caused by an uninsured driver or hit-and-run driver, and will pay for any remainder of costs which the driver to blame doesn’t have sufficient coverage to pay for. This type of coverage is oftentimes referred to as Minnesota hit-and-run insurance coverage. Regardless that you weren’t in the wrong, you could find yourself saddled with damages coming from an accident with an uninsured driver – if you don’t add uninsured motorist protection to your car insurance policy, that is! Regardless if you need to add an uninsured motorist rider to your old insurance policy or get a new plan altogether, we can save you some money while being covered from the 530,393 road users in Minnesota who lack car insurance. Fortunately, we have partnered with an extensive array of Minnesota insurance companies who can offer you uninsured motorist insurance. Enter you zip code to compare rates!

Minnesota Uninsured Motorist Law

In Minnesota, uninsured motorist coverage is required. In Minnesota, if a motorist does not have 30/60/10 in protection (in thousands of dollars) for bodily injury and property damage, he / she is not fully insured. In cases like this, UM/UIM protection should pay the difference between the amount the motorist at fault is able to pay, and what should be paid.

Injured By an Uninsured Motorist in Minnesota?

Been injured by an uninsured motorist? In virtually every state, it’s deemed unlawful for a motorist to be uninsured, and might even be treated as a criminal offense. As expected, it’s important to get a lawyer to evaluate your uninsured motorist case.