Uninsured Motorist Coverage: Massachusetts

If you live in Massachusetts, uninsured motorist insurance is compulsory. Good thing too, because a survey by the Insurance Research Council (IRC) found that 6% of drivers in Massachusetts haven’t bought satisfactory auto insurance coverage. That’s 392,858 motorists!

What does uninsured motorist insurance protect against? Generally, uninsured motorist protection will cover damage for personal injuries for which an uninsured driver is legally at fault but not able to pay. UM/UIM protection is frequently known as Massachusetts hit-and-run insurance.

Without a doubt, it seems unfair that you may be forced to cover medical expenses sustained after an accident with a driver who was not insured, and that’s the reason Massachusetts uninsured motorist coverage is so essential. So we’ve established that uninsured motorist insurance would be beneficial, but how much money will it cost? Less than you think! Fortunately, we have partnered with an extensive array of Massachusetts automobile insurance companies who can offer you uninsured motorist insurance. Enter you zip code to compare rates!

Massachusetts Uninsured Motorist Law

As mentioned above, uninsured motorist insurance coverage is compulsory if you live in Massachusetts. When a person doesn’t possess 20/40/5 worth of insurance coverage (in thousands) for personal injury and damage to property, then he or she is not fully insured. In such cases, uninsured motorist coverage ought to pay the discrepancy between the amount the driver to blame can shell out, and the amount that is owed.

Injured By an Uninsured Motorist in Massachusetts?

If you’ve been injured by an uninsured motorist in Massachusetts, you may have legal action. It certainly seems unfair to be refused payment simply because a motorist who caused the accident did not invest in auto insurance, and the legal system may concur. Don’t forget, it’s crucial to have an attorney evaluate your uninsured driver case.