Uninsured Motorist Coverage: Maryland

Do you need uninsured motorist coverage in Maryland? Definitely! Uninsured motorist insurance is mandatory in Maryland, and 12% of Maryland car owners are uninsured. What does uninsured motorist insurance protect against? In most cases, uninsured motorist insurance coverage provides coverage in cases where you are in an accident where the other motorist is responsible, but not insured. Uninsured motorist protection is oftentimes referred to as Maryland hit-and-run insurance.

Without this type of insurance, you might be forced to pay for physicians expenses associated with a personal injury for which you weren’t responsible.

Whether or not you would like to add uninsured motorist coverage to your current policy or pick up a new policy altogether, we will help you spend less while being insured against the 692,826 drivers in Maryland that don’t possess insurance.

Fortunately, we have partnered with an extensive array of Maryland auto insurance providers who can offer you uninsured motorist insurance. Enter you zip code to compare rates!

Maryland Uninsured Motorist Law

In Maryland, uninsured motorist insurance coverage is required by law. When an individual fails to carry 20/40/15 in coverage (in thousands of dollars) for bodily injury and damage to property, then she or he is not fully insured. In such a case, UM/UIM insurance should pay the difference between how much the driver responsible can shell out, and what should be paid.

Hit By Uninsured Driver in Maryland?

If you were hit by an uninsured vehicle in Maryland, you might have legal action. In 48 states, it’s negligent for a car owner to drive without being insured, and might be regarded as criminal. Needless to say, it’s essential to ask legal counsel to evaluate your uninsured motorist or hit and run claim.