Uninsured Motorist Coverage: Maine

For drivers in Maine, uninsured motorist insurance is mandatory. Good thing too, because a survey by the Insurance Research Council found that 4% of road users in Maine are not maintaining insurance. That’s 53,134 drivers! In most cases, uninsured motorist coverage covers the insurance policy holder and loved ones in the event that they are injured by a hit-and-run or non-insured motorist, when the other driver is liable. Uninsured motorist coverage is oftentimes referred to as Maine hit and run insurance.

Without this type of insurance, you might have to cover health care costs related to a car accident for which you are not responsible.

Regardless of whether you intend to add an uninsured motorist clause to your existing policy or pick up a new insurance plan altogether, we can save you a little money while being protected against the 53,134 drivers in Maine who are uninsured.

It is crucial to compare rates on Maine uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of Maine UM/UIM coverage – online!

Maine Uninsured Motorist Law

Uninsured Motorist Coverage Needed: Yes. In Maine, if a person doesn’t possess 50/100/25 in coverage (in thousands) for personal injury and property damage, he or she is not fully insured. In such cases, uninsured motorist protection should cover the disparity between the amount the motorist responsible is able to cover, and how much is owed.

Injured By Uninsured Vehicle in Maine?

Been injured by a driver who wasn’t insured? It certainly seems unjust to be denied payment just because a driver didn’t purchase insurance coverage, and the jury may agree. In order for you to file an uninsured motorist or hit and run claim in Maine, you need a lawyer.