Uninsured Motorist Coverage: Kentucky

Wondering whether Kentucky uninsured motorist insurance is important? Even though uninsured motorist insurance is not compulsory for drivers in Kentucky, you need to get it. That is because recent reports show that more than 12% of Kentucky road users are driving uninsured. In general, uninsured motorist protection is part of an auto insurance policy which covers the policyholder from uninsured drivers and hit-and-run motorists. Uninsured motorist coverage is frequently termed Kentucky hit-and-run insurance coverage. Without uninsured motorist insurance, you may be forced to cover doctors costs connected with a car accident for which you are not responsible. Luckily, Kentucky uninsured motorist coverage doesn’t need to run you a small fortune. Fortunately, we have partnered with an extensive array of Kentucky car insurance carriers that can offer you uninsured motorist coverage. Enter you zip code to compare rates!

Kentucky Uninsured Motorist Law

In Kentucky, this type of insurance is not required. If a person doesn’t carry 25/50/10 in protection (in thousands) for bodily injury and property damage, then they is defined as underinsured. In cases like this, UM/UIM coverage ought to cover the difference between what the motorist to blame is able to pay up, and the amount that is supposed to be paid.

Injured By Uninsured Motorist in Kentucky?

If you have been in an accident with an uninsured motorist in Kentucky, you may have the right to legal recourse. In forty-eight states, it’s considered illegal for a car owner to be without insurance, and might be treated as criminal. As you can imagine, it’s imperative to have a law firm review your uninsured motorist or hit and run claim.