Uninsured Motorist Coverage: Idaho

In Idaho, uninsured motorist insurance is not compulsory. However, research by the Insurance Research Council (IRC) found that 9% of motorists in Idaho do not carry coverage. That’s 141,082 road users!

In most cases, uninsured motorist insurance insures damage for personal injuries for which an uninsured driver is legally responsible but unable to pay. UM/UIM protection is often termed Idaho hit-and-run insurance coverage.

You bet, it seems unfair that you might be expected to pay for medical expenses incurred after a car accident with a motorist who was not insured, and that’s the reason Idaho uninsured motorist insurance is really important. Don’t have uninsured motorist insurance? If not, we can help you get insured against uninsured drivers for less than you think. We can’t stress this enough: it is crucial to compare rates on Idaho uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of Idaho UM/UIM coverage – online!

Idaho Uninsured Motorist Law

No, Idaho uninsured motorist coverage is not required. When a motorist doesn’t carry 25/50/15 worth of protection (in thousands) for bodily injuries and property damage, then he or she is underinsured. In this case, uninsured motorist insurance should pay the disparity between what the driver responsible is able to pay, and the amount that is owed.

Injured By an Uninsured Vehicle in Idaho?

Have you been hit by a driver who did not have insurance? In forty-eight states, it is regarded as unlawful for a motorist to drive without being insured, and might be regarded as a crime. As expected, it’s imperative to ask an attorney to analyze your uninsured driver claim.