Uninsured Motorist Coverage: Georgia
Do you really need uninsured motorist coverage in Georgia? The answer is an undeniable YES. Uninsured motorist insurance is not mandatory in Georgia, but 10% of Georgia motorists are not insured.
In most cases, uninsured motorist protection will pay for losses from an accident caused by an uninsured motorist or hit-and-run motorist. It also will pay for any remainder of expenses which the driver responsible doesn’t have adequate insurance to pay for. UM/UIM protection is oftentimes known as Georgia hit and run insurance coverage. It may seem unfair that you may have to pay off healthcare fees incurred in a car accident with a motorist that was not insured, which is the reason Georgia uninsured motorist coverage is really crucial.
Georgia uninsured motorist insurance doesn’t have to cost you a lot of money. We can’t stress this enough: it is crucial to compare rates on Georgia uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of Georgia UM/UIM coverage – online!
Georgia Uninsured Motorist Law
No, Georgia uninsured motorist insurance is not required. When an individual does not carry 25/50/25 in coverage (in thousands of dollars) for personal injury and damage to property, he / she is defined as underinsured. In this instance, UM/UIM protection ought to pay the disparity between what the motorist at fault can pay up, and the amount that is owed.
Hit By an Uninsured Vehicle in Georgia?
Have you been injured by a motorist who was not insured? It certainly seems unjust to be refused payment simply because the other motorist failed to invest in insurance coverage, and the judge may concur. If you need to make an uninsured motorist or hit and run claim in Georgia, you will need legal counsel.