Uninsured Motorist Coverage: Connecticut

For drivers in Connecticut, uninsured motorist coverage is required. Good thing too, because a report by the Insurance Research Council (IRC) found that 12% of road users in Connecticut have not obtained sufficient auto insurance coverage. That’s 428,892 motorists! What is uninsured motorist coverage? In general, uninsured motorist coverage covers damage for bodily injuries for which an uninsured motorist is legally at fault but not able to pay. Uninsured motorist protection is commonly termed Connecticut hit and run insurance coverage. If you don’t have uninsured motorist insurance, you may have to cover physicians costs connected with a car accident for which you were not to blame.

If you need to add uninsured motorist protection to your old insurance policy or secure a new plan altogether, we’ll save you a little money while being covered against the 428,892 road users in Connecticut who are not insured.

Fortunately, we have partnered with an extensive array of Connecticut auto insurance carriers that can offer you uninsured motorist insurance. Enter you zip code to compare rates!

Connecticut Uninsured Motorist Law

Yes, Connecticut uninsured motorist insurance is required. In order to be properly covered in the state of Connecticut, a road user must have a certain degree of coverage. Listed below are the coverage amounts they need to have:

  • $20,000 for injuries sustained by a person in an accident.
  • $40,000 for injuries suffered by all of the people in an accident.
  • $10,000 for property damage resulting from an accident.

Without this much coverage, a motorist will be underinsured. In this instance, uninsured motorist insurance should cover the discrepancy between what the motorist to blame is able to shell out, and the amount that is owed.

Accident With an Uninsured Motorist in Connecticut?

If you’ve been hit by an uninsured vehicle in Connecticut, you may have legal recourse. It certainly seems unfair to be denied compensation just because the other driver did not invest in coverage, and the legal system may agree. If you would like to file an uninsured driver or hit and run claim in Connecticut, you need a law firm.