Uninsured Motorist Coverage: Arizona

In Arizona, uninsured motorist coverage is not mandatory. However, a report by the Insurance Research Council (IRC) found that 22% of road users in Arizona are driving without insurance. That’s 1,406,244 road users! Generally, uninsured motorist insurance is part of an automobile insurance policy that covers the insurance policy holder from uninsured motorists and hit-and-run drivers. UM/UIM coverage is many times called Arizona hit and run insurance.

You may feel that it’s unfair that you may be expected to cover health expenses incurred after an accident with a motorist who is uninsured, which explains why Arizona uninsured motorist coverage is so valuable.

If you don’t have uninsured motorist insurance, we can help you get insured against uninsured drivers for less than you think.

It is crucial to compare rates on Arizona uninsured motorist coverage between insurers. For that reason we allow you to compare rates from the leading providers of Arizona UM/UIM coverage – online!

Arizona Uninsured Motorist Law

No, Arizona uninsured motorist insurance is mandatory. In order to be thoroughly covered in the state of Arizona, an individual will need to have a minimum level of insurance. Below are the liability protections they need to have:

  1. For one individual injured in an accident: $15,000
  2. For all of the individuals injured in an accident: $30,000
  3. For damage to property in an accident: $10,000

If he or she does not carry this much coverage, a motorist will be regarded as underinsured. In this case, uninsured motorist insurance should cover the disparity between the amount the driver at fault is able to pay, and how much is due.

Hit By Uninsured Driver in Arizona?

Have you been hit by an uninsured motorist? It certainly seems unjust to be refused damages just because the other car owner didn’t buy coverage, and the judge may agree. As you can imagine, it’s critical to have a law firm evaluate your uninsured driver or hit and run claim.